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Articles by VJ Financial solutions
#finance, #property, #commercial funding

Bibby launches £300m SME Pandemic Recovery Fund
SME funder, Bibby Financial Services, has announced a £300m Pandemic Recovery Fund to support SMEs as lockdown…
vishal joshi
vishal joshi
VJ Financial...
#mortgage, #bridging, #property, #Bridgingloan

SHORT TERM BRIDGING LOANS
Short Term Bridging Loans from £5,000  to £15 Million We are the UK’s Bridging Specialists and offer Flexible Loans…
vishal joshi
vishal joshi
VJ Financial...
#hmo, #property, #investment

SECOND CHARGE MORTGAGES
West One is refreshing its second charge product range Highlights of the lender’s ‘biggest ever’ set of second charge…
vishal joshi
vishal joshi
VJ Financial...
#hmo, #mortgage, #bridging, #property

Limited company or personal name?
Limited company or personal name? This is one of the first questions for any investor looking to purchase a buy-to-let…
vishal joshi
vishal joshi
VJ Financial...
#property, #bridging, #development

HOW MUCH CAN YOU BORROW?
HOW MUCH CAN YOU BORROW?The size of bridging loan you can take out is based entirely on the value of the property –…
vishal joshi
vishal joshi
VJ Financial...
#hmo, #bridging, #property, #investment

WHY USE BRIDGING FINANCE?
WHY USE BRIDGING FINANCE? Given that bridging finance is more expensive than a mortgage and for a shorter…
vishal joshi
vishal joshi
VJ Financial...
#property, #bridging, #Bridgingloan

HOW DOES BRIDGING DIFFER FROM A MORTGAGE?
The most important difference is the duration: you’ll often take a mortgage out for 25 years or more, but bridging is…
vishal joshi
vishal joshi
VJ Financial...
#lease, #property, #asset loan, #asset finance

What is a Hire Purchase Agreement?
Hire Purchase (HP) agreements differ from lease agreements in that the customer is expressly offered an option to…
vishal joshi
vishal joshi
VJ Financial...
Property, HMO Finance, Estate Agents

Mortgage Lending in 2021
Gross Mortgage lending for 2021 could be even higher than the £283bn forecast by the Intermediary mortgage lenders…
vishal joshi
vishal joshi
VJ Financial...
Mortgage, HMO Finance, Asset Finance

Fees for commercial mortgaging
 I have been asked by few of my clients regarding the fees invovlved with commercial mortgaing. I thought I will share…
VJ Financial...
VJ Financial...
Mortgage Adviser
Financial Services

Buy to let mortgage
Buy-to-let lender Landbay has launched the UK’s lowest five-year fixed rate limited company buy-to-let mortgage, at…
vishal joshi
vishal joshi
VJ Financial...